Medical insurance for Russian citizens in China
A couple of years ago, Masha translator and I visited a lot of insurance offices in Guangzhou.
I even wrote 2 articles on this topic in my official account.
Medical insurance in China for expats, tourists
Insurance in China (Part 2)
No one has undertaken to sell health insurance for foreigners in China.
Or the amounts were simply named at random, without answering what is included in this amount.
The Chinese themselves often buy additional voluntary insurance investments.
They need to pay about 15000 rmb a year annually for 20 years.
Then you no longer need to pay, the insurance will be automatic for the rest of your life.
And/or you will be refunded some of the money annually. It all depends on the insurance package.
My wife and mother-in-law are insured in the British Prudential (Hong Kong office).
Let’s get back to the topic.
Finally, an insurance agent has been found who offers to insure Russian citizens in China.
I must say right away, this is a group purchase, you need at least 8 people.
Insurance Company – AIA (China)
aia.com.cn
The insurance price is 8000 rmb for 12 months.
What is included in the package?
– medical insurance worldwide, except for the USA.
– insurance coverage up to 8 million rmb
Upon hospitalization, it covers: hospital accommodation, food, medicines, intensive care, hospitalization costs.
The operation is up to 130 thousand yuan, for each case
External equipment for the operation of up to 80000 rmb, for each case
The materials needed for the operation are up to 80000 rmb, for each case
– rehabilitation costs up to 65000 rmb
– in the case of HIV, up to 200000 rmb
– in case of mental disorders up to 35000 rmb
– full coverage of household expenses after surgery (up to 28 weeks after surgery)
– The cost of gene detection of targeted drugs for the treatment of malignant tumors is up to 30000 rmb
– full coverage for medications in case of malignant tumors
– Full coverage of the costs of hospitalization and treatment of dental problems
– hospital admission allowance without compensation (650 rmb per day) for 30 days
– emergency assistance outside China up to 800k rmb
Insurance without a deductible.
Specify the payment method for medical services and the list of hospitals in specific cities. Even expensive hospitals are included, according to AIA.
Additionally:
The insurance price in the contract is 8000 rmb per year.
The minimum initial payment is 10000 rmb.
2500 yuan is my one-time commission. In total, you need to deposit 10000 rmb to the insurance agent and 2500 rmb to me.
If you are interested in the offer, please contact me:
.
Aleksandr Iurlov Chairman of Russian club Guangzhou
Wechat id: iurlov
+79268278273 (WhatsApp, Telegram)
alex@iurlov.com
…
With respect,
Guangzhou Russian Club
club@russianguangzhou.com
Wechat id: russianguangzhou
